Stifling Innovation or Enhancing Risk Management in the FINTECH Space

Undoubtedly, the Central Bank of Nigeria (CBN) has set a high watermark towards promoting financial inclusion by quantifying the inherent gaps both in terms of infrastructure and delivery channels, identifying the barriers and institutionalising reforms through progressive and proactive regulations.

Underpinning these regulations is a definitive and clear strategy to ensure that not only is there robust stakeholder engagement so that all concerns and input are considered before regulations and policies are put in place but also that these regulations assist in driving better access to financial products while improving ease of use thus increasing consumer acceptance.

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