Thought Leadership

Financial Inclusion refers to the deliberate efforts targeted towards removal of barriers that exclude people from accessing financing and participating in the financial services sector. It involves the provision of affordable and accessible financial products and services to individuals and businesses regardless of the net worth of individuals or the value of the businesses. [1]

When people talk about estate management, the first thing that comes to mind is a Will, and rightly so, as it is a document that sets the tone and gives instruction for the management of a person’s estate.

Since 2020, the Lagos State government, through the Health Facility Monitoring and Accreditation Agency (HEFAMAA), shut down hospitals based on non-compliance to Medical and Dental Council of Nigeria’s (MDCN) guidelines on expatriate doctors engagement.

The need for protection of the environment is at the front burner of political discussions both at local and international levels. The reason for this is not farfetched as it is already obvious that the Planet Earth, as we know it, may be harmed or damaged to a significant extent if care is not taken on how the environment is treated. To this end, various governments have taken steps using legislations for protection and preservation of the environment.

The growth of data analytics and its relevance to businesses is evidenced by available statistics:

For a country that is rich in mineral resources, the Nigerian mining sector is a far cry from its potentials both in terms of quantity of output and contribution to Gross Domestic Product (GDP). According to the National Bureau of Statistics, the mining sector contributes a paltry 0.3% to the country’s GDP as mining operations has become largely informal and dominated by artisanal and small-scale miners. This may not be unconnected with weak regulatory framework, absence of geoscience data and lack of sufficient incentive to attract the volume of investment required to set the sector on a growth path. Therefore, it is not surprising that the sector has suffered a dearth of investment because of the challenges that have plagued the sector. Against the above background, this article seeks to allay the fears of potential investors in the mining sector by highlighting strategic policies and measures that have been put in place by the Nigerian government to de-risk the sector and make it attractive for both foreign and local investment.

Mobile money is a technology that allows people to receive, store and spend money using a mobile phone. It is sometimes referred to as a ‘mobile wallet’.

The Coronavirus (Covid-19) pandemic has been on the rampage in several jurisdictions for more than a year now, accounting for a death toll of over 4 million people across the globe and changing the dynamics of society like nothing the world has ever seen before.

Access to the various financing products in the financial services industry is often limited by the availability of quality collateral assets and the ability of borrowers to meet the generally acceptable levels of compliance and eligibility for financing.

Competition in the Fast-Moving Consumer Goods (FMCG) industry is intense. New products are introduced in the market everyday by both big and small players. This accounts for the industry being fast-paced and innovative, as every player wants to stay ahead. The goal of every FMCG company is to be the market leader or acquire the major market shares in the industry or attain financial growth. It is not sufficient to be a market leader in this industry, this position must be maintained. Restructuring is one of the ways players in the FMCG industry keep their competitive advantage. Intrinsic in the factor of competitive advantage that leads to a decision by FMCG companies to restructure include survival, expansion, going global, or even positioning itself for an acquisition.