Banking & Finance

JEE provides expert opinion on this increasingly complex practice area for banks, commodity trading companies, export credit agencies, and other corporates. We provide: 

• structured trade finance; 

• pre- and post-shipping financing; 

• facility letters, letters of credit, and other forms of documentary credit; 

• security over receivables; 

• trading contracts and letters of pledge; and 

• bills of lading, leasing, warehouse receipts and more. 

JEE’s on-the-ground experience of Africa’s differing political, legal, and commercial environments brings unique insights and strategies to business risk. Working as part of your team, we can anticipate and overcome challenges specific to your project and provide expert legal and commercial advice to meet financing objectives. As part of this service, we provide advice on: 

•  equity and debt instruments; 

• inter-creditor arrangements; 

• subordination agreements; 

• construction contracts; 

• off-take agreements; and  

• accounts structure, security packages and other ancillary documents. 

Nigeria’s banking industry is the second-largest in sub-Saharan Africa. It is closely regulated by the Central Bank of Nigeria as it balances macro-economic and monetary policy measures with a commensurate legal framework.  

JEE’s Banking Regulations Team enables banks; mobile money operators; payment service platforms; digital and online financial companies; financial advisers; investors; and bank customers to understand and operate within Nigeria’s regulatory regime. 

Our banking regulatory experts advise local, regional and international clients on: 

• banking regulatory compliance; 

• risk management; 

• fintech, foreign exchange, and financial products;  

• online and mobile banking; 

• e-commerce; 

• permissible activities for financial institutions, prudential requirements, regulatory capital, investment in the banking industry and more.